id,name,formula,input_rows,result,unit,limitations
d1,"Growth in 7(a) loans to NAICS 238220, FY2010 to FY2026",loans FY2026 / loans FY2010,"rows 1, 65",2.12,times,Count only; loan sizes also changed
d2,"Change in 7(a) loans to NAICS 238220, FY2025 to FY2026",(FY2026 - FY2025) / FY2025 x 100,"rows 61, 65",-20.2,percent,One-year change
d3,"Change in all 7(a) loans, FY2025 to FY2026",(FY2026 - FY2025) / FY2025 x 100,"rows 88, 89",-24.1,percent,All industries
d4,"Median 7(a) loan to NAICS 238220, FY2026 vs FY2010",median FY2026 / median FY2010,"rows 3, 67",4.5,times,"Nominal dollars, not inflation adjusted"
d5,"NAICS 238220 share of all 7(a) loans, FY2026",238220 loans / all 7(a) loans x 100,"rows 65, 89",1.96,percent,"Counts, not dollars"
d6,"SBA loans (7(a) plus 504) per 1,000 NAICS 238220 establishments, U.S., FY2022 to FY2026",loans FY2022 to FY2026 in 50 states and DC / 2023 establishments x 1000,rows 109; table t3,48.4,"loans per 1,000 establishments",Numerator excludes territories; establishments are not firms
d7,Same rate per year,d6 / 5,d6,9.7,"loans per 1,000 establishments per year",Five-year average
d8,Ohio rate vs Mississippi rate,"OH per 1,000 / MS per 1,000",table t3,7.4,times,Mississippi count is 9 loans
d9,"Top 15 lenders' share of 7(a) loans to NAICS 238220, FY2022 to FY2026",sum of top-15 counts / all counts x 100,table t4; row 74,57.3,percent,BankName is the current holder of the loan
d10,"SIGNATURE: Charged-off share by count, NAICS 238220 7(a), FY2010 to FY2019 approvals",CHGOFF / disbursed loans x 100,"rows 91, 90",6.5,percent,Status as of 2026-09-30; open loans can still charge off
d11,"Charged-off share by count, all 7(a), FY2010 to FY2019 approvals",CHGOFF / disbursed loans x 100,"rows 97, 96",7.21,percent,Benchmark includes NAICS 238220
d12,"SIGNATURE: Charged-off dollars per approved dollar, NAICS 238220 7(a), FY2010 to FY2019",sum GrossChargeOffAmount / sum GrossApproval x 100,"rows 95, 94",3.86,percent,Gross charge-off before recoveries; includes guaranteed and unguaranteed portions
d13,"Charged-off dollars per approved dollar, all 7(a), FY2010 to FY2019",sum GrossChargeOffAmount / sum GrossApproval x 100,"rows 101, 100",2.97,percent,Benchmark includes NAICS 238220
d14,SIGNATURE: NAICS 238220 dollar loss rate relative to all 7(a),d12 / d13,"d12, d13",1.3,times,Ratio of two rates
d15,"Charged-off share of resolved loans, NAICS 238220, FY2010 to FY2019",CHGOFF / (CHGOFF + paid in full) x 100,"rows 91, 92",7.12,percent,Excludes still-open loans
d16,"Charged-off share of resolved loans, all 7(a), FY2010 to FY2019",CHGOFF / (CHGOFF + paid in full) x 100,"rows 97, 98",7.99,percent,
d17,Share of FY2010 to FY2019 NAICS 238220 7(a) loans still open,EXEMPT / disbursed x 100,"rows 93, 90",8.8,percent,
d18,"Charged-off share, NAICS 238220 7(a) loans over $1,000,000, FY2010 to FY2019",CHGOFF / disbursed x 100 within band,table t6,6.4,percent,313 loans; small base
d19,"Charged-off share, NAICS 238220 SBA Express loans, FY2010 to FY2019",CHGOFF / disbursed x 100,"rows 105, 104",5.8,percent,Processing method only; not a loan-size control
d20,"Charged-off share, NAICS 238220 non-Express 7(a) loans, FY2010 to FY2019",CHGOFF / disbursed x 100,"rows 107, 106",7.8,percent,
d21,"Charged-off share, NAICS 238220 504 loans, FY2010 to FY2019",CHGOFF / disbursed x 100,"rows 103, 102",0.95,percent,Only 6 charge-offs; small base
d22,"Total 7(a) dollars to NAICS 238220, FY2010 to FY2026, in billions",sum GrossApproval / 1e9,row 70,4.28,USD billions,Nominal
d23,"Charge-off gap, percentage points by count, all 7(a) minus NAICS 238220",d11 - d10,"d10, d11",0.71,percentage points,
d24,"Mean-to-median ratio, NAICS 238220 7(a), FY2026",mean FY2026 / median FY2026,row 67; table t1,2.1,times,"Skew from loans up to $5,000,000"